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    Moodle is an open-source Learning Management System (LMS) that provides educators with the tools and features to create and manage online courses. It allows educators to organize course materials, create quizzes and assignments, host discussion forums, and track student progress. Moodle is highly flexible and can be customized to meet the specific needs of different institutions and learning environments.

    Moodle supports both synchronous and asynchronous learning environments, enabling educators to host live webinars, video conferences, and chat sessions, as well as providing a variety of tools that support self-paced learning, including videos, interactive quizzes, and discussion forums. The platform also integrates with other tools and systems, such as Google Apps and plagiarism detection software, to provide a seamless learning experience.

    Moodle is widely used in educational institutions, including universities, K-12 schools, and corporate training programs. It is well-suited to online and blended learning environments and distance education programs. Additionally, Moodle's accessibility features make it a popular choice for learners with disabilities, ensuring that courses are inclusive and accessible to all learners.

    The Moodle community is an active group of users, developers, and educators who contribute to the platform's development and improvement. The community provides support, resources, and documentation for users, as well as a forum for sharing ideas and best practices. Moodle releases regular updates and improvements, ensuring that the platform remains up-to-date with the latest technologies and best practices.

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Old versus New Money

 
 
Why do middle class people stay middle class?

Because they are happy living like the rich person rather than being the rich person.

Logically, a middle-class person has to live on a tight budget and save money (sometimes for decades) to afford these— 55 inch smart TV, smartphone, house, car, grand wedding or a foreign vacation. He has to reluctantly wait for his dream life to come true.

But this affects the sales of many companies. They can’t wait that long for a middle class person to become rich to buy a gadget. They want to sell him three gadgets in the meantime.

This is where Equated Monthly Installment (EMIs)/ Buy Now Pay Later came in.

Earlier, people used them for houses and vehicles. Now, you find them use it for iPhones, travel, engagement rings, hall, catering and entire wedding event, honeymoon trips etc. Added to this, there are credit cards that allow you to take quick personal loans at very high interests without having to depend on anyone.

All this combined bought and brought one massive change in the lives of middle-class people.

It is in their lifestyle.

Compared to fifty years, today, a middle-class person can have the same lifestyle as a rich person. Be it holidays or house or vehicle or gadgets or wedding. It makes them live their dream life quicker.

While it comes at a heavy cost, some know it and still go for it, survive it and come out safe, some don’t know and grab the downward spiral and stay there for lifetime.

So why should a middle class person restrain himself, starve and stay hungry to save every penny, become rich and then enjoy his life after two or three decades, when he can enjoy as a rich person all his life despite staying middle class?

BUSINESS FINANCE

Introduction to business finance

Finance is about managing your money — knowing what’s coming in and going out. Check out our jargon-buster: B is for budget, C is for cash flow.

By understanding your business finances, you can make smart decisions about where to spend your money and make sure you’re earning enough to keep your business running.